Orchard Bank MasterCard® Card
• % or up APR*
• Grace Period 25 days
• A one-time fee $0 or up to $49 is due upon application
• Annual Fee $39 or up to $79

Same application for all Orchard cards, while applying choose according to your credit

Millennium Bank Secured Platinum Card
• % or up APR*
• Credit limit of $300 to $5000
• Processing fee $69.95
• Annual Fee $59
• NO CREDIT CHECK REQUIRED - We verify only your age, social security number
  and residence - We do not consider your credit history
• $100000 travel accident insurance
• Auto rental insurance
• Extended warranty protection

Chase Ultimate Rewards Express SM Student Card
• 0% intro APR* on Purchases and Balance Transfers for 6 months
• After that % or up APR*
• No Annual Fee
• 1 point per dollar spent in net purchases

Citi® mtvU™ Platinum Select® Visa® Card for College Students
• 0% intro APR for 6 months on Purchases, BT, and Cash Advances
• After intro, Purchase & BT % or up APR*; Cash 22.49% APR*
• No balance transfer fees with this offer, then 3% ($5 min, $75 max)
• No annual fee
• 10% off MTV online & NYC store
• Part of Citi ThankYou Redemptions Network
• 5 Points every $ on books, records, videorental-stores, restaurants +fastfood, movie theaters
• 1 Point on all other purchases
• 25 bonus Points every billing cycle make your Minimum Payment or more on time
• Points can be earned by submitting grades up to 2 times per year
  - 2.5-2.99=250,3-3.49=500,3.5-3.99=750,4=2000points
• You can earn up to 75000 ThankYou Points during any calendar year
• 1500 points = $10+, 10000 points = spring break pass

Discover® Student Tropical Beach Card
• 0% Intro APR* on Purchases usually for 6 months*, read TERMS for current
• Thereafter % or up APR*
• No Annual Fee
• 5% Cashback Bonus® in popular categories*
• Up to 1% Cashback Bonus® on all other purchases automatically*
• Build Your Credit History
• Grace Period at least 25 days
• Online account management
• 100% protection from all unauthorized purchases

Discover® Student Card for College Students
• 0% Intro APR* on Purchases usually for 6 months*, read TERMS for current
• Thereafter % or up APR*
• No Annual Fee
• 5% Cashback Bonus® in popular categories*
• Up to 1% Cashback Bonus® on all other purchases automatically*
• Grace period at least 25 days
• Online account management
• 100% protection from all unauthorized purchases

Wired Plastic Prepaid Visa® Card [prepaid]
• NO Credit Card required even to open account
• FREE=Payroll Direct, Check/MoneyOrder, ACH, PayPal, Online Funds
• $3.95 per month & one time $9.95 fee to own + initial balance
• Online Account Management
• Earn Wired Points™ Prepaid Airtime Minutes every $1=1second
• Good for Verizon, TracFone, Cingular & AT&T
• Receive 1000 bonus Points when you load & activate your card
• May Review Your Credit History
• May Review ID, SSN, BILL in your name (depending credit history)

First Vineyard edition Wired Plastic [prepaid]
• First Vineyard does not set a limit or charge a fee for transactions
• 1% cash back on your own spending
• SSN & bank account or credit card required for initial fee (names don’t have to match)
• $6.95 per month and one-time $39.95 fee to own
• No credit approval/check required
• Recharge it as you see fit with direct deposit, MO, cashiers check ect.

BuyRight Stored Value MasterCard® Card [prepaid]
• Monthly Fee $7.95 then free POS
• Or no Monthly Fee then $1 POS
• One-time activation fee of $29.95 +$20.00 minimum load
• Payment option: Money Order, CC or Account
• Automated Customer Service Fee Free (live $1)
• Free Online Account Access
• Direct Deposit Free, M.O. $1
• Pay Bills Online With Click-n-Pay $1
• Access BuyRIGHT Membership and prepaid card at one location

Eufora Stored Value MasterCard® Card [prepaid]
• Annual fee $29.95 or $59 for Credit Builder
• Value Load Fee $1
• Optional Credit Builder +$6/month (credit reporting)
• Cash Reward Program
• Online Access
• Zero Liability
• Identity Theft Insurance
• Auto Rental Insurance
• Up to 200000 Travel Accident Insurance

USA Gold  [department]
• Instant *Guaranteed Online approval
• No Credit Checks
• Credit line $300-$5000 Merchandise Credit
• 0% APR
• Reporting credit line to a major Credit Bureau
• No annual fee
• $149.95 1-time application fee BUT receive a $300 Grocery Coupon Card

Free Credit Club  [department]
• 0% Purchase APR*
• $2500 credit limit and no upfront or any fee
• At any time pay off full unpaid balance without penalty or costs
• NO Credit Check or employment verification
• Optional upgrade to $7500 Platinum Credit Line
• Monthly payment history will be reported to the credit bureau
• Fees for paying late $10
• Minimum monthly payment is $10 or 15% of the balance